Legacy Wealth Management Financial Calculators

<body bgcolor="#FFFFFF" text="#000000"> <table border="0" cellpadding="0" width="80%" cellspacing="0" height="454" align="center" class="unnamed1" dwcopytype="CopyTableRow"> <tr valign="top"> <td colspan="3" height="93"> <p align="left"><i><font face="Arial, Helvetica, sans-serif" class="unnamed1" color="#666600"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">As a corporate executive you are faced with the day to day challenges of decisions that affect company profits and return to shareholders. Finding the time to focus on your own wealth management becomes a challenge and generally is neglected. You need a professional who understands your company's benefits and can advise you according to your own goals and objectives, both personal and professional. Our experience in advising executives dates back to 1982, we understand the challenges you face and want to help you develop your own financial strategy so you can stay focused on what you do best.</font></span></font></i> </td> </tr> <tr> <td colspan="3" height="1" class="unnamed1"> <div align="center"><font face="Arial, Helvetica, sans-serif"><b><font color="#666600">   <br> <font size="3" face="Verdana, Arial, Helvetica, sans-serif"><span class="unnamed1">Services</span></font></font></b></font> <span class="unnamed1"><font color="#666600" size="3" face="Verdana, Arial, Helvetica, sans-serif">     </font></span><br>   </div> </td> </tr> <tr> <td height="100" valign="top" class="unnamed1"> <ul> <li><font face="Arial, Helvetica, sans-serif">Retirement Analysis</font></li> <li><font face="Arial, Helvetica, sans-serif">Investment Management</font></li> <li><font face="Arial, Helvetica, sans-serif">Tax Planning</font></li> <li><font face="Arial, Helvetica, sans-serif">IRA Distribution Options</font></li> <li><font face="Arial, Helvetica, sans-serif">Estate Planning</font></li> </ul> </td> <td height="100" valign="top" class="unnamed1"> <ul> <li><font face="Arial, Helvetica, sans-serif">Stock Option Strategies</font></li> <li><font face="Arial, Helvetica, sans-serif">Will Consultation </font></li> <li><font face="Arial, Helvetica, sans-serif">Education Funding Options</font></li> <li><font face="Arial, Helvetica, sans-serif">Personalized Portfolio Construction</font></li> </ul> </td> </tr> <tr> <td colspan="3" height="16"> </td> </tr> <tr valign="top"> <td colspan="3" height="1" class="unnamed1"> <p align="center"><font face="Arial, Helvetica, sans-serif"><b><font color="#666600" face="Verdana, Arial, Helvetica, sans-serif" size="3"><span class="unnamed1">Experience</span></font></b></font></p> <p class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Over the past 14 years we have worked on stock option strategies and executive-level benefits packages with executives of the following national corporations: </font></p> <p> </p> </td> </tr> <tr valign="top"> <td colspan="3" height="58" class="unnamed1"> <table width="100%" border="0" cellspacing="0" cellpadding="0" height="59"> <tr> <td class="unnamed1"> <ul> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">Microsoft</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000"> Hilton </font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">Harrah's</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">International Paper </font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">Medtronic</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">Holiday Corp.</font></li> </ul> </td> <td class="unnamed1"> <ul> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">Federal Express</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">ITT-Sheraton </font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">Catherine's Stores</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">Caesar's World </font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">La Quinta Inns</font></li> <li><font face="Verdana, Arial, Helvetica, sans-serif" color="#000000">First Tennessee Bank</font></li> </ul> </td> <td class="unnamed1"> </td> </tr> </table> </td> </tr> <tr> <td colspan="3" height="1"> <p> </p> </td> </tr> <tr valign="top"> <td colspan="3" height="669" class="unnamed1"> <p align="center"><font face="Verdana, Arial, Helvetica, sans-serif"><b><font color="#666600"><font size="3"><span class="unnamed1">Questions to Consider</span></font></font></b></font></p> <p class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font color="#666600">Tax Planning</font></u></b></font></span></p> <ul> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">What are the tax implications if I exercise my stock options?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">What are the tax implications of a lump-sum severance package?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">How much tax would I pay if I diversify my stock holdings?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">How do I minimize my income taxes?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Is my estate arranged properly to be certain that my heirs will not pay federal estate taxes?</font></span></li> </ul> <p class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font color="#666600">Investment Management</font></u></b></font></span></p> <ul> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Is my portfolio well-balanced and likely to help me reach my goals?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">What do I do with my retirement plan when I leave employment?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">What is the best way to pay for my children's college education?</font></span></li> </ul> <p class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font color="#666600">Retirement Planning</font></u></b></font></span></p> <ul> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Will I outlive my assets?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">If I retire early, can I maintain my current standard of living? </font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Will I need to work after taking an early retirement? If so, how much do I need to earn?</font></span></li> </ul> <p class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font color="#666600">Stock Option Strategies</font></u></b></font></span></p> <ul> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Is it better to exercise my options this year, next year or spread them over 2 or more years?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Am I likely to get a better long-term return by selling some of my stock and diversifying?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Even though I still have several years left on my stock options, is it better to exercise them now or later?</font></span></li> </ul> <p class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font color="#666600" class="unnamed1">Other</font></u></b></font></span></p> <ul> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">What are my long-term financial goals?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">I would like to change careers and do something new that I have always dreamed of. Is it possible?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Do I have enough life insurance?</font></span></li> <li class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif">Do I have the right kind of life insurance?</font></span></li> </ul> <p align="center" class="unnamed1"> </p> <p align="center"><span class="unnamed1"><span class="unnamed1"><font face="Verdana, Arial, Helvetica, sans-serif"><i><b><font size="3"><br> </font></b></i></font></span></span><i><b><font color="#666600"><span class="unnamed1">Make sure you are maximizing your benefits.</span></font></b></i><font color="#666600"><span class="unnamed1"><b><i> </i></b></span></font></p> <p></p> </td> </tr> </table> </body>